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When Jimmy Rodriguez graduated from college in 2008, he next expected to live the American dream. But the economy killed those dreams for him and tens of thousands of others of his generation. Many companies have frozen their hiring. Before everyone's eyes, it seems the American Dream is dying a rapid and ugly death.

Jimmy is among the ninety-nine percent of his generation suffering in this mess. He’s enslaved in a retail job where the customers mistreat him, and the managers mistrust him. He tries to escape retail by applying to hundreds of jobs and attending numerous job interviews. But nothing ever materializes. He attempts to reject his past to move forward. However, his past is too stubborn to let him retreat without any scars to show. Then, in fits of rage coupled with extreme boredom, he begins to have hallucinations of Clint Eastwood and Steve McQueen. His only release involves ritualistic participation in a karaoke show at his favorite college bar, the Fish Bowl. He finds refuge with the various masqueraders and misfits who frequent the bar.

During one karaoke show, he has a chance encounter with a medical student who later turns up missing. Jimmy finds himself loosely connected to the missing student. His disastrous obsession with a sexy bartender named Jasmine only pulls him deeper down the rabbit hole. A hole where false accusations manifest and a world he never knew existed confronts him for the first time. The more he tries to fix things, the worse they become. Now, he’s in a race against time and sanity. He soon finds out he can’t trust anyone—especially himself.

I created a spreadsheet that is more in tune with those of us who work biweekly, do not magically have an investment portfolio, but are working toward many goals, from paying off student loans, working on an emergency fund, and sharing expenses.

It's a couples' personal financial spreadsheet for everyone else. This spreadsheet primarily focuses on helping at least two people share income and expenses.

I have already done all the work for you. All you need to do is update income and costs based on your needs and let the spreadsheet take care of the rest, including the ability to forecast future expenses, saving goals, vacations, you name it!

NOTE: In April, I will publish an article with a full breakdown of my spreadsheet, which I will link here.